Your first cycle

What you receive each time you're paid. Everything else comes off that number: the split, each category's target, and the figure the app shows you every morning.

You type it as money, in your own numbers, and the app won't move on until there's one.

Savings is the only category already there; you build the rest yourself, each with its icon, its name and its amount, and the app asks for at least two before it lets you move on. That's deliberate: naming your own categories and typing your own money is exactly the habit this step teaches.

You give each one a figure, in money and never in percentages. It won't let you go past your income: while the total overshoots, you can't move on.

In that same split you can give savings an amount. It's another category with one difference: it doesn't reset between cycles, it accumulates.

You can even see it in the editor: every other category lets you change its name and icon, this one only its amount. The app won't let you dress it up as something else.

Whatever you assign it stops being available to spend this cycle, exactly like rent. That isn't a punishment: it's what stops you spending the same money twice.

The last step, and the one that makes this app different: the day you get paid. If that's the 30th, your cycle runs from the 30th to the 30th, not from the 1st to the 31st.

You pick the number on the calendar, or use the shortcuts above. “Month end” is there for anyone paid on the last working day, which doesn't always land on the same number.

Saving leaves you on the home screen with the cycle in place: what you have left to spend, how many days until it closes, and your categories with the amounts you gave them.

Right there it invites you to log the first expense. From then on each one comes off its category and the figure at the top comes down. That's the whole daily job.